Question 1

What is Take Over My Home Payment?

Accepted Answer

A Florida information service that tracks homes for sale whose FHA, VA, or USDA mortgage can legally be taken over by the buyer, showing the payment the buyer could step into. It is not a real estate broker, lender, or loan servicer.

Question 2

How much does it cost?

Accepted Answer

Buyers pay $29 per month; real estate agents pay $69 per month. Cancel anytime.

Question 3

Which areas are covered?

Accepted Answer

Ten Florida counties: Miami-Dade, Broward, Palm Beach, Martin, St. Lucie, Lee, Charlotte, Sarasota, Orange, and Duval.

Question 4

What does a listing show?

Accepted Answer

The loan's rate, monthly payment, estimated balance, years left, the cash needed to step in, and the estimated savings versus a new loan — each figure labeled verified or estimated.