Assumable homes in Charlotte County, Florida
Charlotte County, Florida holds 6,063 government-backed home loans from 2020-2024 in our data. Of those, 2,527 are prime loans at a rate of 4% or under. We estimate about 1,641 are still in place.
Last updated November 10, 2026
- Government loans tracked (2020-2024)
- 6,063
- Prime loans at 4% or under
- 2,527
- Prime loans still in place (estimated)
- ~1,641
Data updated November 10, 2026. Loan figures are estimates from public records unless a source is named.
Prime vintage cards — median figures, all estimated
Each card shows the median loan for that vintage and program. Every figure below is an estimate from public records.
| Vintage | Program | Loans | Median rate | Median payment | Est. balance | Years left | Est. monthly savings |
|---|---|---|---|---|---|---|---|
| 2020 | FHA | 931 | 3.25% | $892/mo | $178,660 | 24.1 yrs | $336/mo |
| 2020 | USDA | 30 | 3.38% | $906/mo | $179,128 | 24.1 yrs | $325/mo |
| 2020 | VA | 502 | 3% | $991/mo | $203,712 | 24.1 yrs | $410/mo |
| 2021 | FHA | 731 | 3.13% | $964/mo | $200,933 | 25.1 yrs | $418/mo |
| 2021 | USDA | 20 | 3.13% | $1,028/mo | $214,329 | 25.1 yrs | $446/mo |
| 2021 | VA | 472 | 2.75% | $1,245/mo | $270,538 | 25.1 yrs | $615/mo |
Average estimated savings across this county's prime loans: $422/mo.
No confirmed listings in Charlotte County yet
Listings open as sellers and agents submit — be first in your county. Selling a home with an FHA, VA or USDA loan? List it free and show buyers the payment they could step into.
List your home freeSee buyer and agent plans — buyers $29/mo, agents $69/mo. Cancel anytime.