Assumable homes in Orange County, Florida
Orange County, Florida holds 20,245 government-backed home loans from 2020-2024 in our data. Of those, 9,717 are prime loans at a rate of 4% or under. We estimate about 6,278 are still in place.
Last updated November 10, 2026
- Government loans tracked (2020-2024)
- 20,245
- Prime loans at 4% or under
- 9,717
- Prime loans still in place (estimated)
- ~6,278
Data updated November 10, 2026. Loan figures are estimates from public records unless a source is named.
Prime vintage cards — median figures, all estimated
Each card shows the median loan for that vintage and program. Every figure below is an estimate from public records.
| Vintage | Program | Loans | Median rate | Median payment | Est. balance | Years left | Est. monthly savings |
|---|---|---|---|---|---|---|---|
| 2020 | FHA | 4,251 | 3.23% | $1,107/mo | $222,151 | 24.1 yrs | $420/mo |
| 2020 | USDA | 20 | 2.75% | $1,163/mo | $245,699 | 24.1 yrs | $526/mo |
| 2020 | VA | 1,458 | 2.99% | $1,495/mo | $307,669 | 24.1 yrs | $621/mo |
| 2021 | FHA | 3,286 | 3% | $1,159/mo | $245,039 | 25.1 yrs | $526/mo |
| 2021 | USDA | 12 | 2.75% | $1,204/mo | $261,668 | 25.1 yrs | $595/mo |
| 2021 | VA | 1,259 | 2.75% | $1,572/mo | $341,498 | 25.1 yrs | $776/mo |
Average estimated savings across this county's prime loans: $526/mo.
No confirmed listings in Orange County yet
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