Assumable homes in Palm Beach County, Florida
Palm Beach County, Florida holds 18,392 government-backed home loans from 2020-2024 in our data. Of those, 9,651 are prime loans at a rate of 4% or under. We estimate about 6,226 are still in place.
Last updated November 10, 2026
- Government loans tracked (2020-2024)
- 18,392
- Prime loans at 4% or under
- 9,651
- Prime loans still in place (estimated)
- ~6,226
Data updated November 10, 2026. Loan figures are estimates from public records unless a source is named.
Prime vintage cards — median figures, all estimated
Each card shows the median loan for that vintage and program. Every figure below is an estimate from public records.
| Vintage | Program | Loans | Median rate | Median payment | Est. balance | Years left | Est. monthly savings |
|---|---|---|---|---|---|---|---|
| 2020 | FHA | 4,582 | 3.13% | $1,178/mo | $239,030 | 24.1 yrs | $466/mo |
| 2020 | USDA | 5 | 3.75% | $857/mo | $162,889 | 24.1 yrs | $263/mo |
| 2020 | VA | 964 | 3% | $1,497/mo | $307,735 | 24.1 yrs | $619/mo |
| 2021 | FHA | 3,725 | 3% | $1,244/mo | $262,860 | 25.1 yrs | $564/mo |
| 2021 | USDA | 2 | 4% | $1,146/mo | $217,495 | 25.1 yrs | $350/mo |
| 2021 | VA | 912 | 2.75% | $1,653/mo | $359,239 | 25.1 yrs | $817/mo |
Average estimated savings across this county's prime loans: $548/mo.
No confirmed listings in Palm Beach County yet
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