Assumable homes in Sarasota County, Florida
Sarasota County, Florida holds 9,956 government-backed home loans from 2020-2024 in our data. Of those, 4,075 are prime loans at a rate of 4% or under. We estimate about 2,603 are still in place.
Last updated November 10, 2026
- Government loans tracked (2020-2024)
- 9,956
- Prime loans at 4% or under
- 4,075
- Prime loans still in place (estimated)
- ~2,603
Data updated November 10, 2026. Loan figures are estimates from public records unless a source is named.
Prime vintage cards — median figures, all estimated
Each card shows the median loan for that vintage and program. Every figure below is an estimate from public records.
| Vintage | Program | Loans | Median rate | Median payment | Est. balance | Years left | Est. monthly savings |
|---|---|---|---|---|---|---|---|
| 2020 | FHA | 1,471 | 3.13% | $1,050/mo | $212,954 | 24.1 yrs | $415/mo |
| 2020 | USDA | 96 | 3.06% | $1,084/mo | $221,348 | 24.1 yrs | $438/mo |
| 2020 | VA | 738 | 2.99% | $1,368/mo | $281,668 | 24.1 yrs | $568/mo |
| 2021 | FHA | 1,185 | 3% | $1,159/mo | $245,039 | 25.1 yrs | $526/mo |
| 2021 | USDA | 65 | 2.75% | $1,123/mo | $243,927 | 25.1 yrs | $555/mo |
| 2021 | VA | 705 | 2.75% | $1,449/mo | $314,888 | 25.1 yrs | $716/mo |
Average estimated savings across this county's prime loans: $525/mo.
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