Assumable homes in St. Lucie County, Florida
St. Lucie County, Florida holds 18,044 government-backed home loans from 2020-2024 in our data. Of those, 7,842 are prime loans at a rate of 4% or under. We estimate about 5,053 are still in place.
Last updated November 10, 2026
- Government loans tracked (2020-2024)
- 18,044
- Prime loans at 4% or under
- 7,842
- Prime loans still in place (estimated)
- ~5,053
Data updated November 10, 2026. Loan figures are estimates from public records unless a source is named.
Prime vintage cards — median figures, all estimated
Each card shows the median loan for that vintage and program. Every figure below is an estimate from public records.
| Vintage | Program | Loans | Median rate | Median payment | Est. balance | Years left | Est. monthly savings |
|---|---|---|---|---|---|---|---|
| 2020 | FHA | 3,657 | 3.13% | $1,092/mo | $221,646 | 24.1 yrs | $432/mo |
| 2020 | USDA | 75 | 2.99% | $1,116/mo | $229,668 | 24.1 yrs | $463/mo |
| 2020 | VA | 890 | 3.13% | $1,264/mo | $256,414 | 24.1 yrs | $499/mo |
| 2021 | FHA | 2,844 | 3.05% | $1,210/mo | $254,200 | 25.1 yrs | $538/mo |
| 2021 | USDA | 27 | 2.88% | $1,182/mo | $253,377 | 25.1 yrs | $560/mo |
| 2021 | VA | 787 | 2.88% | $1,473/mo | $315,610 | 25.1 yrs | $697/mo |
Average estimated savings across this county's prime loans: $501/mo.
No confirmed listings in St. Lucie County yet
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