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Assumable homes in Martin County, Florida

Martin County, Florida holds 1,751 government-backed home loans from 2020-2024 in our data. Of those, 904 are prime loans at a rate of 4% or under. We estimate about 574 are still in place.

Last updated November 10, 2026

Government loans tracked (2020-2024)
1,751
Prime loans at 4% or under
904
Prime loans still in place (estimated)
~574

Data updated November 10, 2026. Loan figures are estimates from public records unless a source is named.

Prime vintage cards — median figures, all estimated

Each card shows the median loan for that vintage and program. Every figure below is an estimate from public records.

VintageProgramLoansMedian rateMedian paymentEst. balanceYears leftEst. monthly savings
2020FHA3303.13%$1,007/mo$204,26224.1 yrs$398/mo
2020USDA23.63%$3,261/mo$627,96924.1 yrs$1,057/mo
2020VA1612.88%$1,514/mo$315,54024.1 yrs$655/mo
2021FHA2803.13%$1,092/mo$227,72425.1 yrs$473/mo
2021VA1652.75%$1,613/mo$350,36825.1 yrs$797/mo

Average estimated savings across this county's prime loans: $536/mo.

No confirmed listings in Martin County yet

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Take Over My Home Payment

Florida homes for sale whose FHA, VA, or USDA mortgage can be taken over — see the payment you could step into: rate, monthly payment, balance, and cash to step in. Subscriptions for buyers and agents.

Last updated November 10, 2026

Take Over My Home Payment is an information service. We are not the listing broker, and we do not represent buyers or sellers. We are not a lender, broker, or servicer; we do not offer or extend credit. Contact your own broker or agent about any home listed here. Loan assumption requires servicer application and approval — the servicer, not this site, decides.

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